Salem, OR · About us

About Quincy Funding

Quincy Funding is a licensed commercial business-loan broker in Salem, OR, not a direct lender. We compare programs across more than 20 lenders to match Salem businesses to the right financing, with same-day answers, no application fee, and no hard credit pull to start.

20+Lenders compared

38+Funding programs

$25K–$5MFunding range

$0Application fee

Who we are

A local broker built for Salem owners

Quincy Funding exists because Salem business owners deserve more than a single bank's no. We serve the health care providers, tech startups, and service businesses that power this city's 3.5% unemployment rate and diverse economy. Our mission is simple: connect Salem entrepreneurs with the capital they need by shopping the entire commercial lending market on their behalf. We built this brokerage to give local owners the same financing access that Portland businesses take for granted.

Quincy Funding operates as your financing advisor, not a sales desk. We compare offers from more than 20 commercial lenders in a single conversation, explain true costs in plain language, and tell you honestly when debt is the wrong move. You get transparency, options, and a broker who wins only when you do.

Quincy Funding advisor meeting a Salem business owner

Why us

What Salem owners can count on

The Quincy Funding difference

Simple, local, and honest:

Access to more than 20 commercial lenders through one local conversation
Honest counsel when financing is not the right move for your business
Deep Salem market knowledge from Capitol City to South Central neighborhoods
Plain language explanations of true costs, fees, and repayment structures
No obligation to accept any offer we present to you
Licensed Oregon broker serving health care, tech, and service businesses statewide

Who we help

Businesses we fund across Salem

We help Salem business owners across the health care, technology, professional services, and retail sectors that define this economy. From medical practices in South Gateway to creative firms in Southeast Salem, we arrange financing for real estate purchases, equipment acquisitions, working capital, and tenant improvements along every commercial corridor. If you operate a business in the Salem metro and need capital, we know which lenders will actually say yes.

Industries include Dental Practice Loans · Medical Practice Loans · Restaurant Loans · Trucking Business Loans · Commercial Construction Loans · Hotel Loans and more. Explore the Salem funding hub to see every program.

A broker, not a lender, and why that helps you

We do not lend our own money and we are not tied to one bank. We compare programs across more than 20 lenders and are paid by the lender only when your loan funds, so our guidance adds no cost beyond the lender's disclosed terms. That independence is the point: we work for your best fit, not a single product.

How we work

How we work with you

Four steps, a same-day read, and no cost to find out where you stand.

A real conversation

You share your Salem business details with us, including monthly revenue, time in operation, and exactly what the capital will fund.

We shop 20+ lenders

We present your scenario to our network of more than 20 commercial lenders, identifying programs that align with your situation and goals.

You compare real offers

You compare actual offers with transparent terms, no obligation attached, and decide whether any option makes sense for your business.

We guide you to funding

You select the offer that works best, complete the lender's paperwork, and receive funding directly from them.

Local market

Funding built for the Salem market

We know Salem's commercial corridors because we work them daily. Capitol City Business Center and Equitable Center house the professional services firms and medical offices we help finance, while Lancaster Center East supports the retail and light industrial tenants navigating lease renewals and equipment purchases. Salem Health's dominance as the largest employer means we understand health care real estate and practice acquisitions inside and out. That knowledge shapes every funding conversation, from South Gateway mixed-use projects to Southeast Salem warehouse expansions.

Commercial loan approval in Salem depends on cash flow, time in business, and the strength of your financial documentation. Lenders evaluate risk differently, which is why broker networks often uncover options a single bank would decline.

The U.S. is home to more than 33 million small businesses. (SBA Office of Advocacy) · Reviewed July 2026

Most firms applying for financing seek $100K or less, per the Fed's Small Business Credit Survey. (Federal Reserve) · Reviewed July 2026

Salem business district and Salem, OR Metro Area corridors

About Quincy Funding, FAQ

How we work, how we are paid, and why Salem owners choose a local broker.

Is Quincy Funding a lender or a broker?

Quincy Funding is a licensed commercial loan broker, not a lender. We do not lend money or make credit decisions. Instead, we connect Salem business owners with a national network of more than 20 commercial lenders, compare offers on your behalf, and guide you to the best fit for your situation and industry.

Is it safe to work with a business loan broker?

Yes, working with a licensed business loan broker is safe and common practice. Brokers expand your financing options beyond a single bank and advocate for your interests throughout the process. Quincy Funding is licensed in Oregon, operates transparently, and earns compensation only when you close a loan you choose to accept.

Does Quincy Funding charge a fee?

Quincy Funding does not charge business owners an upfront fee or application fee. You pay nothing to explore options, receive lender comparisons, or get our guidance. Our compensation comes from the lender at closing, and only if you decide to move forward with an offer we present to you.

How does Quincy Funding get paid?

Quincy Funding gets paid by the lender when your loan closes, not by you. This commission is built into the lender's standard cost structure and does not increase your rate or fees. If you choose not to accept any offer, or if no lender approves your request, we earn nothing.

Is Quincy Funding licensed?

Yes, Quincy Funding is a licensed commercial loan broker operating in Oregon. We comply with state licensing requirements and regulations governing loan brokers. Our license ensures we meet professional standards, maintain transparency, and operate with accountability to Salem business owners and the lenders we represent.

Why use a broker instead of my own bank?

Using a broker gives you access to far more lenders than your bank offers, and we shop them all at once. Your bank sees only its own products and credit appetite. Quincy Funding compares more than 20 options, finds better fits for Salem businesses, and often secures approvals after a bank has declined.